Property Investment to create wealth, secure income and capital growth, and to provide financial security in retirement, has been the goal of thousands of investors both past and present.

The last decade has been a boom time for property investment with UK residential property exceeding the expectations of even the most bullish investors and market commentators.

Buy to let property investors have increased dramatically in numbers since the late 1990’s with the total value of buy to let mortgages having risen from just 73,000 to almost 850,000 today.

Predictions of a slow down in property prices now abound, with some commentators saying that, although a crash is unlikely, the best days of property investment are behind us.

Rising interest rates, an over supply of rental property in some areas, and reduced yields, are other factors which are affecting property investment returns.

However, as in any market, there are opportunities when the market is rising, stable, or falling. Smart property investors will take advantage of each situation and plan their property investment strategy accordingly.

Even in a slower market, it is still possible to produce a better return through buying investment property than by way of a deposit account, bonds, or even the stock market.